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Q1 2026 Coverage Matters - Boone Tort Law

Claims Handling Best Practices for Major Class Action and Mass Tort Litigation

Richard W. Boone Jr.

This article provides a comprehensive road map for insurers facing major class action and/or mass tort litigation. Drawing on years of experience in this field, we outline best practices for every stage of the process—from the initial receipt of a claim notice, through coverage analysis and counsel selection, to litigation management, settlement strategies, and resolution.

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Q1 2026 Coverage Matters - Curtis Motorist

Eighth Circuit Expands Underinsured Motorist Coverage Through Interpretation of “You”

Robert Curtis

The Eighth Circuit recently overturned a district court’s decision, concluding that an automobile insurance policy subjected underinsured motorist claims by two spouses to a single $250,000 per-person limit. The court’s analysis turned on the interpretation of the word “and” in the policy’s definition of “you,” read in conjunction with Missouri law.

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Q1 2026 Coverage Matters - Kurtis and Downing Insurance

Wilson Elser Attorneys Successful in Oregon’s First Moody Damages Trial

Kirsten Curtis and Sean Downing

In Richardson v. Safeco Insurance Company of Oregon, Lane County Circuit Court Case No. 25CV00019, a jury found an insurer breached the terms of an insurance policy. Still, it declined to award the plaintiffs any emotional distress damages for their negligence per se claim. This was the first test of this new cause of action in Oregon pursuant to Moody v. Oregon Community Credit Union and its progeny.  

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Q1 2026 Coverage Matters - Kocol Pollution

Illinois Supreme Court Rules That Regulatory Permits Do Not Affect CGL Pollution Exclusions

Joanna C. Kocol

The Illinois Supreme Court has issued its decision in Griffith Foods International, Inc. v. National Union Fire Insurance Company of Pittsburgh, PA, addressing a question of regulatory permits on commercial general liability pollution exclusions. The decision provides long-awaited clarity on an issue that had divided Illinois courts and carries significant implications for insurers and policyholders facing environmental contamination claims. This article is a follow-up to the 2025 Q2 edition of Coverage Matters article on the implications of the underlying case.

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Q1 2026 Coverage Matters - Mueller

Directors & Officers Liability Insurance in 2026: Market Stability Amid Evolving Risk

Siobhán A. Mueller

The insurance coverage market has entered 2026 in what seems to be a cautiously stable posture, with most major lines showing improved capacity and underwriting appetite relative to the “hard market” cycle that peaked between 2020 and 2022. The Directors & Officers (D&O) marketplace, in particular, appears to have transitioned into a buyer-favorable, “soft market” phase for many insureds.  

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Q1 2026 Coverage Matters - Young

The Use of Layperson Testimony to Establish Causation in First-Party Property Damage Disputes

Julia Grimké Young

Wilson Elser prevailed in a number of cases that point to a trend in Florida courts toward greater allowance of layperson causation testimony to defeat summary judgment (or judgment as a matter of law) where the moving party has presented expert causation evidence.

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Editors

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Ashley F. Gilmore
Partner
Dallas, TX
ashley.gilmore@wilsonelser.com

00000_Young_Jane_LI

Jane E. Young
Partner
Denver, CO
jane.young@wilsonelser.com

5444_Tomberg_Erik_LI-1

Erik J. Tomberg
Partner
Raleigh, NC
erik.tomberg@wilsonelser.com

7073_Tranen_Daniel_0_LI

Daniel E. Tranen
Partner
St. Louis, MO
daniel.tranen@wilsonelser.com